Scale Operations with Seamless Working Capital & Liquidity
Optimize daily operational liquidity with tailored Cash Credit (CC), Working Capital Demand Loans (WCDL), Overdraft facilities, and short-term bridge debt from 50+ banking partners.
- Ticket Size: ₹1 Cr - ₹250 Cr with competitive institutional pricing
- Speed to Sanction: Fast-track term sheets delivered in 3 - 7 Working Days
- Syndication Network: Direct underwriting placement with 50+ Banks & Credit Funds
- Zero Equity Dilution: 100% structured debt with flexible covenants and customized moratorium
Connect with Structuring Team
Confidential Advisory · Indicative Term Sheet in 48-72 hrs
Explore Working Capital & Liquidity Facilities
Every business requires a distinct capital structure. Choose from our specialized institutional instruments below to match your operational and commercial needs.
Working Capital Demand Loan (WCDL)
Short-tenure demand loans with flexible drawdown and repayment tailored to operating cycles.
Structured Working Capital Funding
Hybrid working capital facilities blending fund-based limits with non-fund lines.
Short-Term Business Loans
Quick disbursal corporate term loans for 6 to 24 months to bridge seasonal demands.
Cash Flow-Based Lending
Underwriting focused on verified bank credits and operational EBITDA rather than fixed asset collateral.
Bridge Funding
Interim capital ensuring project continuity while permanent equity or long-term debt is closed.
Emergency Liquidity Support
Fast-track funding to address unexpected cash bottlenecks and critical operational obligations.
Overdraft Structures
Flexible revolving overdraft limits where interest is paid only on the exact daily amount utilized.
CC Limit Structuring
Optimizing stock and debtor hypothecation limits to expand drawing power from banks.
Ad hoc Working Capital Support
Temporary 10% to 25% limit enhancements to fulfill peak seasonal or surge order demands.
Seasonal Business Funding
Cyclical credit lines aligned with peak harvesting, festive, or production seasons.
Operational Liquidity Funding
Dedicated facility maintaining healthy working capital ratios and uninterrupted operations.
Interim Funding Solutions
Immediate liquidity solutions while restructuring debt or concluding larger corporate capital raises.
Eligibility & Required Documentation
Streamlined institutional criteria designed to accelerate assessment without prolonged corporate bureaucracy.
Minimum Eligibility Criteria
- Minimum 2 years profitable or cash-flow positive operations
- Annual turnover starting from ₹3 Crore
- Healthy stock and book debt rotation cycles
- Satisfactory credit rating (CRISIL, ICRA, CARE or internal bank rating)
Standard Documentation Checklist
- Audited Financial Statements with audit reports (last 3 years)
- Last 12 months bank statements of all active accounts
- Stock and Book Debt Statements (latest quarter)
- Sanction letters of existing banking lines and repayment track records
The 4-Step Execution Roadmap
From confidential balance sheet assessment to capital disbursal in weeks, not months.
Confidential Assessment
Our credit team analyzes your cash flow schedules, GST files, bank statements, and debt service capacity under strict NDA.
Bespoke Structuring
We tailor the ideal covenant structure, repayment holiday, and instrument mix to match your business operating cycles.
Syndication & Term Sheet
We present the structured proposal to shortlisted institutional lenders, securing competitive pricing and optimal terms.
Sanction & Disbursal
Complete legal documentation, escrow integration, and accelerated disbursal directly into your operational accounts.
Ready to Structure Working Capital & Liquidity?
Speak directly with a Senior Debt Structuring Director to explore customized lines from ₹1 Crore up to ₹500 Crore.