Structured Transactions & Facilities Guarantees & Trade Commitments
Institutional

Strengthen Commercial Credibility with Non-Fund Facilities

Fulfill high-value commercial tenders and international contracts without tying up cash. Banks issue payment commitments, guarantees, and LCs backed by your business strength.

  • Ticket Size: ₹1 Cr - ₹150 Cr with competitive institutional pricing
  • Speed to Sanction: Fast-track term sheets delivered in 3 - 7 Working Days
  • Syndication Network: Direct underwriting placement with 40+ Commercial Banks
  • Zero Equity Dilution: 100% structured debt with flexible covenants and customized moratorium
20+ Yrs Industry Exp.
Non-Dilutive Debt
3 - 7 Working Days
₹1 Cr - ₹150 Cr

Connect with Structuring Team

Confidential Advisory · Indicative Term Sheet in 48-72 hrs

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COMPREHENSIVE STRUCTURES & FACILITIES

Explore Non-Fund Based Facilities Facilities

Every business requires a distinct capital structure. Choose from our specialized institutional instruments below to match your operational and commercial needs.

Letter of Credit (LC)

Irrevocable bank guarantee ensuring supplier payment upon receipt of compliant shipping documents.

Bank Guarantee (BG)

Institutional undertaking committing compensation if contractual obligations are not fulfilled.

Standby Letter of Credit (SBLC)

Secondary payment mechanism serving as a backstop guarantee in domestic and global deals.

Deferred Payment Guarantees

Bank guarantees supporting installment purchases of high-value machinery and assets.

Performance Guarantees

Commitments guaranteeing satisfactory performance of goods, services, or turnkey contracts.

Financial Guarantees

Guarantees ensuring payment of financial obligations, dues, or statutory duties.

Comfort Letter Structures

Formal institutional comfort letters affirming client creditworthiness for tender bids.

Tender BG Structures

Earnest Money Deposit (EMD) guarantees for bidding on government and institutional tenders.

EPC Guarantee Structures

End-to-end guarantee bundles tailored for EPC and large infrastructure builders.

Trade Guarantee Structures

Customized guarantee lines for cross-border and domestic merchant trade.

UNDERWRITING FRAMEWORK

Eligibility & Required Documentation

Streamlined institutional criteria designed to accelerate assessment without prolonged corporate bureaucracy.

Minimum Eligibility Criteria

  • Active corporate commercial banking relationship
  • Satisfactory net-worth and non-fund risk assessment by bank
  • Underlying tender, procurement order, or government contract requirement
  • Provision of partial cash margin or collateral security (as per bank sanction)

Standard Documentation Checklist

  • Tender Notice / Contract Draft / Letter of Intent specifying BG/LC wording
  • Audited Financial Statements and GST returns
  • Current non-fund limits utilization statements from existing bankers
  • Board resolution and authorized signatory documentation
HOW FINFLY SYNDICATES CAPITAL

The 4-Step Execution Roadmap

From confidential balance sheet assessment to capital disbursal in weeks, not months.

01

Confidential Assessment

Our credit team analyzes your cash flow schedules, GST files, bank statements, and debt service capacity under strict NDA.

02

Bespoke Structuring

We tailor the ideal covenant structure, repayment holiday, and instrument mix to match your business operating cycles.

03

Syndication & Term Sheet

We present the structured proposal to shortlisted institutional lenders, securing competitive pricing and optimal terms.

04

Sanction & Disbursal

Complete legal documentation, escrow integration, and accelerated disbursal directly into your operational accounts.

Ready to Structure Non-Fund Based Facilities?

Speak directly with a Senior Debt Structuring Director to explore customized lines from ₹1 Crore up to ₹500 Crore.

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