Supply Chain, Trade & Working Capital Solutions Receivable Liquidity
Institutional

Convert Unpaid Invoices into Immediate Working Capital

Stop waiting 60 to 120 days for customer payments. Monetize your verified corporate, government, and PSU receivables within 48 hours without additional asset collateral.

  • Ticket Size: ₹50 Lakh - ₹75 Cr with competitive institutional pricing
  • Speed to Sanction: Fast-track term sheets delivered in 48 - 72 Hours
  • Syndication Network: Direct underwriting placement with 35+ Institutional Financiers
  • Zero Equity Dilution: 100% structured debt with flexible covenants and customized moratorium
20+ Yrs Industry Exp.
Non-Dilutive Debt
48 - 72 Hours
₹50 Lakh - ₹75 Cr

Connect with Structuring Team

Confidential Advisory · Indicative Term Sheet in 48-72 hrs

+91
COMPREHENSIVE STRUCTURES & FACILITIES

Explore Invoice & Receivable Funding Facilities

Every business requires a distinct capital structure. Choose from our specialized institutional instruments below to match your operational and commercial needs.

Invoice Discounting

Early payment on approved invoices raised on creditworthy corporate clients.

Factoring

Comprehensive receivable management where the financier manages ledger recovery and credit risk.

TReDS Platform Funding

Competitive electronic auctioning of trade receivables on RBI-regulated TReDS portals for MSMEs.

Anchor-Based Receivable Funding

Financing backed by the strong credit score and repayment commitment of the anchor buyer.

Book Debt Financing

Working capital lines sanctioned against the enterprise's overall aged book debt ledger.

E-Invoice Financing

Instant verification and financing powered by GST portal E-way bills and IRN QR codes.

Receivable Purchase Structures

True sale off-balance-sheet purchase of corporate receivables for immediate cash realization.

Future Receivable Financing

Funding against predictable contracted recurring income and future annuity cash flows.

Contract Receivable Discounting

Milestone-based invoice discounting for ongoing corporate service and maintenance contracts.

Government Receivable Discounting

Specialized funding against approved bills from central and state government departments.

PSU Receivable Financing

Low-interest discounting structures for suppliers to Public Sector Undertakings (PSUs).

UNDERWRITING FRAMEWORK

Eligibility & Required Documentation

Streamlined institutional criteria designed to accelerate assessment without prolonged corporate bureaucracy.

Minimum Eligibility Criteria

  • Invoices raised on verified Tier-1 corporates, MNCs, PSUs, or Government bodies
  • Credit terms ranging from 30 to 120 days
  • Clean delivery proofs / Goods Receipt Notes (GRN) available
  • Minimum monthly invoicing volume of ₹25 Lakh

Standard Documentation Checklist

  • Copy of Invoices, Purchase Orders & Goods Receipt Notes (GRN)
  • GSTR-1, GSTR-3B and E-way bill records
  • Bank statements showing historical client receipts
  • Client acceptance or confirmation letters (if required)
HOW FINFLY SYNDICATES CAPITAL

The 4-Step Execution Roadmap

From confidential balance sheet assessment to capital disbursal in weeks, not months.

01

Confidential Assessment

Our credit team analyzes your cash flow schedules, GST files, bank statements, and debt service capacity under strict NDA.

02

Bespoke Structuring

We tailor the ideal covenant structure, repayment holiday, and instrument mix to match your business operating cycles.

03

Syndication & Term Sheet

We present the structured proposal to shortlisted institutional lenders, securing competitive pricing and optimal terms.

04

Sanction & Disbursal

Complete legal documentation, escrow integration, and accelerated disbursal directly into your operational accounts.

Ready to Structure Invoice & Receivable Funding?

Speak directly with a Senior Debt Structuring Director to explore customized lines from ₹1 Crore up to ₹500 Crore.

Apply for Term Sheet WhatsApp an Advisor
Chat with an Advisor