Core Banking Capital with Fund-Based Facilities
Secure institutional debt where banks directly disburse liquid cash into your operating accounts. Term loans, working capital limits, equipment finance, and fleet credit.
- Ticket Size: ₹1 Cr - ₹100 Cr with competitive institutional pricing
- Speed to Sanction: Fast-track term sheets delivered in 5 - 10 Working Days
- Syndication Network: Direct underwriting placement with 45+ Commercial Banks
- Zero Equity Dilution: 100% structured debt with flexible covenants and customized moratorium
Connect with Structuring Team
Confidential Advisory · Indicative Term Sheet in 48-72 hrs
Explore Fund-Based Facilities Facilities
Every business requires a distinct capital structure. Choose from our specialized institutional instruments below to match your operational and commercial needs.
Term Loans
Fixed-tenure medium to long-term borrowing with structured amortizing repayment schedules.
Working Capital Limits
Fund-based sanctioned limits maintaining day-to-day business operational continuity.
Cash Credit Limits
Running credit account facility against hypothecation of current assets and stocks.
Overdraft Facilities
Overdraft against property, fixed deposits, or operational cash flows with flexible repayment.
Bill Discounting
Advance cash against commercial trade bills accepted by buyers before maturity.
Packing Credit
Pre-shipment credit to purchase raw materials, manufacture, and pack export consignments.
Demand Loans
Short-tenure loans callable by the lender on demand, offering attractive interest rates.
Equipment Finance
Dedicated loans to purchase specialized industrial and laboratory equipment.
Machinery Loans
Financing heavy plant and manufacturing machinery up to 85% of invoice value.
Vehicle / Fleet Finance
Credit packages for commercial transport, trucks, logistics fleets, and company vehicles.
Business Expansion Loans
Growth capital to launch new branches, expand retail presence, or add capacity.
Eligibility & Required Documentation
Streamlined institutional criteria designed to accelerate assessment without prolonged corporate bureaucracy.
Minimum Eligibility Criteria
- Minimum 3 years profitable operational history
- Satisfactory CIBIL Commercial / CMR score
- Adequate collateral coverage (or eligible under CGTMSE for MSEs)
- Demonstrated debt-serviceability with positive cash flow from operations
Standard Documentation Checklist
- Audited Financial Statements with schedules (last 3 years)
- 12 months primary current account bank statements
- Proforma invoices / Quotations for machinery or vehicle purchases
- KYC, MOA/AOA, and existing loan sanction letters
The 4-Step Execution Roadmap
From confidential balance sheet assessment to capital disbursal in weeks, not months.
Confidential Assessment
Our credit team analyzes your cash flow schedules, GST files, bank statements, and debt service capacity under strict NDA.
Bespoke Structuring
We tailor the ideal covenant structure, repayment holiday, and instrument mix to match your business operating cycles.
Syndication & Term Sheet
We present the structured proposal to shortlisted institutional lenders, securing competitive pricing and optimal terms.
Sanction & Disbursal
Complete legal documentation, escrow integration, and accelerated disbursal directly into your operational accounts.
Ready to Structure Fund-Based Facilities?
Speak directly with a Senior Debt Structuring Director to explore customized lines from ₹1 Crore up to ₹500 Crore.