Custom Structured Debt & Venture Capital up to ₹250 Crore
Non-dilutive institutional debt tailored around your balance sheet. Access venture debt, supply chain financing, lease facilities, and corporate term debt from 60+ Private Credit Funds & Tier-1 Banks.
- Venture Debt Sized at 20% to 40% of Recent Equity Funding Rounds
- Bespoke Balance Sheet Structuring with Zero Equity Dilution
- Syndication with 60+ AIFs, Private Credit Funds, and Commercial Banks
Connect with Debt Structuring Team
Facilities from ₹5 Crore to ₹250 Crore · Confidential Advisory
Institutional Debt Arranged for High-Growth Leaders
Structured Debt Instruments Suite
Comprehensive debt products tailored for venture-backed startups and mature corporate balance sheets.
Venture Debt
Extend your runway by 6 to 12 months without selling equity. Sized at 20-40% of your latest institutional equity round with 12 to 36 month repayment tenures.
Supply Chain & Invoice Financing
Unlock working capital trapped in enterprise accounts receivables. Immediate invoice discounting up to 90% with automated buyer collection reconciliation.
Lease & Equipment Financing
Fund industrial machinery, IT hardware infrastructure, or commercial fleet purchases with OPEX-friendly leasing arrangements and flexible buyout terms.
Acquisition & Bridge Financing
Fast-closing debt capital to fund strategic bolt-on acquisitions, vendor buyouts, or bridge funding ahead of a planned IPO or Series B/C funding round.
Institutional Private Credit & Tier-1 Banks
Benchmark terms across leading alternative investment funds, venture debt funds, and corporate banking divisions.
| Institutional Financier | Indicative ROI (p.a.) | Ticket Range | Typical Tenures | Action |
|---|---|---|---|---|
Tata Capital Corporate Finance
Mid-Market Growth Debt
|
11.00% - 13.50% | ₹10 Cr - ₹100 Cr | 3 to 7 Years | Connect Team |
UGRO Institutional Credit
Structured MSME & Supply Chain
|
11.50% - 14.50% | ₹5 Cr - ₹50 Cr | 2 to 5 Years | Connect Team |
HDFC Corporate Banking
WCDL, Term Loans & Letter of Credit
|
9.75% - 12.50% | ₹25 Cr - ₹250 Cr | 3 to 10 Years | Connect Team |
ICICI Commercial Banking
Structured Corporate Facilities
|
9.85% - 12.75% | ₹20 Cr - ₹200 Cr | 3 to 8 Years | Connect Team |
Clix Corporate & Venture Debt
Runway Extension Debt
|
12.00% - 15.50% | ₹5 Cr - ₹40 Cr | 1 to 3 Years | Connect Team |
Why Partner with Finfly Structured Capital?
Institutional debt advisory that protects founder equity and optimizes weighted average cost of capital (WACC).
Zero Equity Dilution
Preserve valuable founder and investor equity while securing multi-crore growth capital.
Tailored Repayment Schedules
Bullet repayments, interest-only moratoriums, and cash-sweep structures designed around your growth milestones.
60+ Institutional Lenders
Competitive multi-bid environment across AIFs, family offices, and top corporate banks to drive down yields.
Covenant Negotiation Support
Expert guidance on DSCR thresholds, leverage covenants, and minimum cash balance clauses to safeguard management control.
Express 7 to 14 Day Execution
Pre-packaged data room structuring and financial modeling that fast-tracks investment committee (IC) approvals.
Senior Investment Bankers
End-to-end deal management by ex-Tier 1 bankers, CA/CFA debt specialists, and corporate legal advisors.
4 Steps to Institutional Debt Closing
Structured syndication process from initial evaluation to funds drawdown.
Confidential Data Room
Share historical MIS, audited financials, and growth projections under mutual NDA.
Financial Modeling & IM
Our team builds a bespoke Information Memorandum (IM) and structure proposal for institutional ICs.
Term Sheet Discovery
Receive competitive term sheets from multiple credit funds and negotiate optimal pricing and covenants.
Documentation & Drawdown
Complete facility agreement documentation, security creation, and drawdown capital to your treasury.
Estimate Structured Facility Servicing Outgo
Model monthly interest servicing and debt amortization for facilities up to ₹250 Crore.
Principal Facility
₹25.00 CroreCumulative Interest
₹4.68 CroreEligibility & Required Information
Requirements for Venture-Backed Growth Startups vs Mature Mid-Market Enterprises.
Venture-Backed Enterprises
- Equity Backing: Institutional Series Seed, Series A, B, or C VC funding
- Revenue Scale: Minimum ₹10 Crore annualized ARR / revenue run-rate
- Unit Economics: Healthy gross margins & clear path to EBITDA profitability
- Runway: Minimum 6 months cash runway remaining in treasury
- Corporate Structure: Indian Pvt Ltd or Delaware/Singapore Parent with Indian OpCo
Required Diligence Pack
- Cap Table: Fully diluted shareholder capitalization table & SHA summary
- Financial Model: 3-year projected P&L, balance sheet, and unit economics model
- Historical Financials: 2 years audited balance sheets & last 12 months MIS
- Banking: 12 months primary current bank account statements in PDF
- Pitch Deck: Latest company presentation and product roadmap
Mid-Market & Industrial Corporates
- Revenue Benchmark: Minimum ₹30 Crore+ annual audited top-line turnover
- Operating Vintage: Minimum 3 years of profitable operating track record
- Debt Service Coverage: Positive DSCR (>1.25x) and healthy interest coverage ratio
- Credit Rating: Existing external rating (CRISIL, ICRA, CARE) preferred
- Collateral: Fixed asset backing, corporate guarantees, or strong cashflows
Required Diligence Pack
- Audited Financials: 3 years CA-audited balance sheets, P&L, Tax Audit Reports
- Corporate KYC: Incorporation Certificate, MOA, AOA, Director KYC
- Tax Filings: Last 12 months GSTR-1, GSTR-3B filings, and Advance Tax receipts
- Banking & Existing Debt: Sanction letters and repayment track for all existing limits
- Asset Valuation: Property chain / machinery valuation reports (if secured facility)
Trusted by Founders & Corporate Leaders
Read experiences from executive teams who raised structured debt with Finfly India.
"We raised a ₹30 Crore venture debt line following our Series A round through Finfly. They brought 4 institutional credit funds to the table and negotiated 150 bps lower coupon with zero board representation."
"Finfly syndicated an ₹80 Crore Capex term facility for our new manufacturing plant. Their financial modeling and covenant advisory were world-class. Disbursal happened on time without hiccups."
"For our SaaS business, invoice financing with traditional banks was a nightmare. Finfly connected us with an AIF fund that sanctioned a ₹15 Crore revolving receivables line in just 10 days."
Frequently Asked Questions on Structured Corporate Debt
Everything you need to know about venture debt, dilution, covenants, and institutional syndication.
Venture Debt is a form of debt financing provided to venture-backed startups with high growth potential. Unlike equity funding where founders sell company shares and dilute ownership, venture debt is structured as a medium-term loan (often with nominal equity warrants), enabling companies to extend runway and accelerate growth without substantial equity dilution.
Finfly syndicates debt facilities ranging from ₹5 Crore up to ₹250 Crore across our network of 60+ institutional partners, including Alternative Investment Funds (AIFs), private credit funds, NBFCs, family offices, and leading corporate banks.
No. Venture debt lenders do not take board seats or interfere with company operations. They receive standard observer rights or quarterly MIS reporting, leaving full strategic and management control with the founders and board.
With pre-arranged financial models and data room preparation by our advisory team, formal term sheets are generated within 7 to 14 business days. Definitive agreement closing and funds drawdown typically conclude within 3 to 4 weeks.
Yes. Structured debt is frequently deployed for bolt-on M&A acquisitions, warehouse/plant capex, supply chain vendor financing, and working capital optimization.
Ready to Scale Your Enterprise without Equity Dilution?
Speak with our senior debt structuring team for a confidential capital assessment today.